Legal Disclaimer

Registered Details

EFG Harris Allday is a division of EFG Private Bank Limited. EFG Private Bank Limited is registered in England and Wales. No. 2321802. Registered office: Leconfield House, Curzon Street, London, W1J 5JB

This website is issued by EFG Private Bank Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Conduct Authority registration number is 144036. The Prudential Regulation Authority's registered address is 8 Lothbury, London, EC2R 7HH, and the Financial Conduct Authority's registered address is 25 The North Colonnade, Canary Wharf, London E14 5HS. EFG Private Bank Limited is a member of the London Stock Exchange.

Use of Information and Materials

The materials on this Site are only intended for use by persons located in, or resident in the United Kingdom.

The information contained in this Site, whether provided by us or other information provider, is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing this Site are advised to obtain appropriate professional advice when necessary.

No Offer

The information and opinions contained in this Site do not constitute a distribution, an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in any jurisdiction in which such distribution or offer is not authorised to any person. Nor does it constitute any advice or recommendation with respect to securities or any other financial instruments.

In particular, the information herein is not for distribution and does not constitute an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in the United States of America ("US") and Canada to or for the benefit of United States persons (being persons resident in the US, corporations, partnerships or other entities created or organised in or under the laws of the US or any person falling within the definition of the term "US Person" under Regulation S promulgated under the US Securities Act of 1933, as amended) and persons of Canada.

Risk of Investment

Please note that the value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance is not a reliable indicator of future results and the value and any income arising from any investment referred to on this Site may go down as well as up. Where an investment is denominated in a currency other than your base currency, changes in the exchange rate between those currencies may have an adverse effect on the value, price or income of that investment.

In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed. Changes in current rates of exchange or taxation may have an effect on the value, price or income of investments. Current tax levels and relief may change and the value of any relief depends on individual circumstances.

Copyright and Trademarks

Members of the EFG Group own the trade marks, logos and service marks displayed on this Site and users are prohibited from using the same without our written permission or that of such other parties.

The materials on this Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without our prior written consent. In particular, no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

You undertake not to use the Site for any purpose which is unlawful, abusive, libellous, obscene or threatening. You undertake to comply with any terms notified to you as required from time to time by any third party supplier of data or services to the Site, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data or services.

No Warranties

While every care has been taken in preparing the information and materials contained in this Site, such information and materials are provided to you "AS IS" without warranty of any kind, whether expressed or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this Site.

We do not represent or warrant that the Site will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Changes to the Terms and Information

The information, material and content provided in the pages of the Site may be changed at any time by us. Information on this Site may be out of date and may not be updated or removed.

Changes to these Terms will be posted on the Site. It is your responsibility to be familiar with the terms and conditions of the Site. Your continued access to or use of the Site will mean that you agree to any such changes.

Linked Websites

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Such websites may contain products and services that are not authorised in your jurisdiction and not available to residents of your jurisdiction. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

Internet E-mail

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to the EFGAM Group or any messages sent by the EFGAM Group to you over the Internet.

Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

Privacy Policy

We may collect information about you (such as your name, email address, address and company) through this Site. If you ask to be added to any of our distribution lists for any material we will use this information for that purpose. We will also use the information for internal analysis to determine the type of investors that are registering with the site and whether we have dealt with them before.  We take appropriate steps to keep any such information secure.

We may also disclose your personal information where we believe in good faith that disclosure is required under law, to cooperate with regulators or law enforcement authorities or to protect our rights. 

Cookies may be stored on your computer. A "cookie" stores information about your navigation through our website (such as pages already visited, time and date of visit) which we can remember during the user's next visit to our website in order to improve your browsing experience.

By accepting these terms you will be consenting to the storage of cookies on your computer.

Governing Law

These Terms are governed by and interpreted in accordance with the laws of England and Wales.